📝 Loan Terms & Conditions

Please read and understand the following terms before submitting your application.

  • Interest rate is fixed at 30% of the principal amount.
  • Full repayment is required within 30 days from the date of disbursement.
  • Late payments will incur additional penalties of 5% per week.
  • Applicants must be 18 years or older.
  • A valid National ID or passport is required.
  • Proof of income or employment may be required for larger loan amounts.
  • All personal information provided will be kept strictly confidential.
  • JAZACASH reserves the right to reject any application without providing reasons.
  • Early repayment is allowed without additional charges.
  • Payments are made via M-Pesa to Till Number 6972494.
By submitting a loan application, you confirm that you have read, understood and agreed to these terms.
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